All third-party names and logos are trademarks of their respective owners. Below is a little bit more of some of the bigger competitors out there. GO2 Bank is one such company that offers a straightforward online checking account without hidden fees. GO2bank is Green Dot's flagship digital bank. Chase Secure Banking offers no overdraft services. GO2 Bank hasnt been in the market that long, and there are some great features like the potential cashback earnings, savings rate, early paycheck, and high overdraft protection. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. policy and terms. With a GO2bank debit card, you have access to free cash withdrawals at thousands of in-network ATMs nationwide within the All point ATM network. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Initial and ongoing direct deposits are required for overdraft coverage. The bank account is targeted primarily at people who are unbanked. Log in to the app or GO2bank.com to find a free in-network ATM near you. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions and Privacy Policy. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions. Skip a call & save time! As such, the availability or timing of early direct deposit may vary from pay period to pay period. Another way you can add funds to your bank account is by funding it through a linked debit card that you have on file. If you dont want to worry about monthly fee requirements, compare free checking accounts. All third-party names and logos are trademarks of their respective owners. The interest rate on the savings account is currently at a 1% annual percentage yield. Keep in mind that account holders will have over 19,000 fee-free ATMs to choose from in the Allpoint nationwide ATM network. 3. Referring GO2bank accountholder and referred individual GO2bank accounts must both be in good standing to be eligible for and receive a reward. Activated, chip-enabled debit card required to purchase eGift Cards. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. Do you want specific features, such as earning interest or having easy access to a mobile bank account while youre on the go? It can be used to withdraw cash from an ATM, transfer funds to a bank account, issue a check, or make purchases wherever Visa is accepted. See. 3. O2 Bank monitors all its accounts on a continuous basis. Premium 100 allows for a maximum of 10 overdrafts in a monthly statement period. The GO2bank savings account easily beats out a traditional savings account in this example because of the higher interest rate. When it comes to your money, you want to be sure that it will be safe. Copyright 2023, All Rights Reserved | Wealth Pursuits. B t comparatively, when you look at other online-only banks, theres no monthly fee in place. Customers of GO2 Bank can get up to $200 in overdraft protection when they need multiple direct deposits within 35 days. You can also get cash back from making a debit purchase and entering your PIN number at participating retailers. GO2 Bank is a division of Green Dot Bank and services as part of their digital banking initiatives. Green Dot Corporations headquarters are located in Pasadena, California. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. The Gusto spending account is an interest-bearing bank account designed to help employees seamlessly connect payday and banking, so they can access their hard-earned wages confidently and quickly. However, it takes a long time before you can access your money. What are the ATM fees and limits? Make your money work for you with a Premier checking account from BMO, which offers interest earnings, quarterly credit card spend bonuses, ATM surcharge rebates and lending benefits such as a closing cost credit and home equity interest rate discount. Daily Load Limits. Follow these steps to apply online. As an online bank, you wont have access to any physical branch locations with GO2 Bank. Mobile number verification, email address verification and mobile app are required to access all features. These factors include: monthly fees, the ease at which monthly fees can be waived, the breadth of ATM access, ATM and overdraft fees, and customer service. Green Dot has serviced more than 33 million consumers directly over the last 22 years, and many millions more through our banking partners. Access a large nationwide network of free ATMs. with eligible direct deposit, otherwise $5 per month** Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Out-of-network ATMs are subject to a $3 fee plus any fee the ATM owner or bank may charge. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions. Chime Bank has partnerships with two banks to offer their checking and savings accounts. Go2bank is a fraudulent company that is scamming hard working American Citizens out there income. 2 Some withdrawal types,. See. Designed for freelancers, Lili offers a suite of tools including invoicing software, expense reports, write-off tracker, and automated tax savings. How much cash can I get from an ATM using my GO2bank secured credit card. When on a mobile device, click on * to view disclosures. The no annual fee card also comes with the ability to check your VantageScore. See your Deposit Account Agreement for details. Once your account is overdrawn, your bank will likely charge you an additional fee for every transaction you complete - many banks will charge you for up to five overdrafts in a single day, which can cost you $175 or more for making just a few small purchases while you have a negative balance! But offers higher withdrawal limits of up to $1,000 per day at a Walmart register or Money Center and $1,500 per transaction at an attending bank teller. A ross your five Vaults, you can have a total of $5,000 average daily balance to earn this rate. Help Your secured credit card Rates, fees and limits Rates, fees and limits What are the GO2bank Secured Credit Card rates and fees? Overall, GO2 Bank is a solid choice for those who are interested in mobile banking, are unbanked, or dont need a traditional bank to manage their finances. 4.50% on balances of to $5,000 Paid quarterly on savings up to $5,000. Theres no fee to transfer money from a linked bank account. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions. Your coverage is automatically adjusted based on your direct deposits. This Deposit Account Agreement (this " Agreement") explains the fees, policies, terms , and conditions that govern your GO2bank Visa debit card ("Card") and the associated FDIC-insured, non-interest-bearing primary deposit account ("primary deposit account"), which, unless otherwise noted in this Agreement, includes the interest-bearing savings account ("Savings Account . Get 2 free checkbooks a year. Daily Spending Limits. Take out more than a certain amount, however, and the bank must report the. Both you and your friend get $50 when they open a new GO2bank account and receive a qualifying direct deposit. Limits apply. Additionally, GO2bank accounts include FDIC insurance for up to $250,000, similar to most traditional bank accounts. Pasadena, CA 91117. O2 Bank has partnered with almost 90,000 stores, including Walmart, Walgreens, Dollar General, and CVS Pharmacy. Credit card limits: The amount of your current credit limit; Wire transfer limits: To view your limits, start a wire transfer by selecting the from account and Save. Active GO2bank account required to receive eGift Cards. - Once these details are authenticated, cash will be dispensed from the ATM. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. The bank account is intended to be an alternative to expensive check cashing options. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. See app for free ATM locations. ***Fee of up to $4.95 may apply. Punjab National Bank Metro cities are allowed 3 free ATM withdrawals while other cities can get up to 5 free withdrawals through debit cards. 3 Ingo Money is a service provided byFirst Century Bank, N.A. Log in to opt in to overdraft protection How it works Set up and receive eligible direct deposits. Use this table to compare GO2bank to other popular accounts. Feb. 28, 2023, 4 Things You Must Do Before The Next Recession, Compare earnings with GO2bank vs. traditional savings account, How to withdraw money from a GO2bank account, Do Not Sell or Share My Personal Information, $0 when you receive a payroll or government benefits direct deposit in the previous monthly statement period, otherwise $5, No minimum balance, but you only earn interest on up to $5,000, No ATM access directly to your Vault accounts, as these funds can only be accessed through your GO2bank linked checking account, No limit on the number of transfers you can make between your vaults and checking account, $15 unless your account balance is returned to at least $0 within 24 hours or your account was overdrawn for less than $10, $0 for transfers from a linked bank account to your GO2bank account; transfers from your GO2bank account to a linked bank account arent available, Up to 7% cash back on eGift Cards from popular merchants, Free access to over 19,000 ATMs within the nationwide Allpoint network, $3 fee plus any additional fee by an ATM owner or bank at out-of-network ATMs, Cash deposits at over 90,000 locations of big-brand retail stores such as Walmart and CVS, service fee up to $4.95 may apply, Depositing cash at retailers like Walmart, Walgreens, and CVS (a fee of up to $4.95 may apply), Transferring money from a linked bank account, Transferring money from a linked debit card, A fully-mobile banking app with free ATMs nationwide. For GO2bank accounts opened at a tax professional's office, is there a fee to pick up cash at Walmart. The mobile banking service was launched in January 2021, making it one of their newer financial products. Cash deposits are limited to $2,500 per day and $3,000 per 30 days, subject to a maximum account balance of $50,000. Learn more about Overdraft Protection (PDF), Replacement card (for lost, stolen or damaged card), Expedited delivery of replacement debit or secured credit card. If they detect fraudulent activity, they will you a text message. Using the GO2 Bank mobile app, you can remotely cash your checks. If you open an account by getting a GO2bank debit card in a store, then there is a purchase fee and an initial deposit of $20 - $500 required. They also have many banking partnerships to indirectly serve even more customers. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. Find out how it works below. You can spend up to $3,000 per day. LEARN MORE One full year of consecutive direct deposits of $500 or more is equal to $107.40 in savings! The GO2bank card is light on fees, but there are a few youll want to watch out for. The limit may vary depending on the sessions for your specific card; whatever, the Walmart Money Card by GreenDot, for example, follows the $500 per day ATM withdrawal limitation. PersonalLoans.com Review Should Borrowers Use This Site. Gare. Otherwise $5 per month. The limits reset at 12 midnight Pacific Standard Time. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Send money to friends and family fee-free (up to a $2,000 monthly limit) Access to 60,000+ fee-free ATMs nationwide Disable transactions if your card is lost or stolen Free debit card. If youre wondering how to choose a bank, consider your financial goals and situation. The name and Social Security number on file with the Internal Revenue Service must match your GO2bank account exactly or we will decline your deposit., Get up to $200 in overdraft protection with the GO2bank debit card, Set up eligible direct deposits and opt in to get covered for every purchase. ** Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. The Rules on Withdrawing Large Amounts of Cash When you go to deposit more than $10,000 at a time, your bank, credit union or financial provider is required to fill out a currency transaction. 1. To add money, all you have to do is bring your cash to a participating retailer, along with your debit card. Partner terms and conditions apply. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. This is the fastest option to receive support. Mobile number verification, email address verification and mobile app are required to access all features. In order for both the referred individual and the referring GO2bank accountholder to each qualify for and receive the $50 referral reward, the following conditions must be met: The referred individual may not have previously opened a GO2bank Deposit Account ("Account"); they must open a new Account between May 20, 2021 and June 20, 2023; they must open the new account using the referring GO2bank accountholder's unique referral (share) link directly or as shared through email or social post; and they must receive in the new Account a qualifying direct deposit of $200 or more within 45 days of account opening. If you want to withdraw money from your account, you'll have to find an ATM. Youll pay no monthly maintenance fee if you are under 25. Active GO2bank account required to receive eGift Cards. to open an account online** The GO2bank account comes with a Visa Debit card. See your Deposit Account Agreement for additional details and limits and fees. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions. There is a fee if you wish to cash the check immediately. The amount of coverage is based on your direct deposits, Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. 4.50% Annual Percentage Yield (APY) as of January 2023. While we may receive revenue and referral fees from advertising and affiliate links, advertisers do not approve our reviews. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. You can't withdraw your money by making ACH transfers or transferring money to a bank account or debit card. Partner terms and conditions apply. Green Dot has serviced more than 33 million consumers directly over the last 22 years, and many millions more through our banking partners. We keep our reviews completely factual so you can use them to make better decisions. Their mobile banking app also has helpful features like a planning tool that allows you to create and monitor budgets and set up financial goals. Sorry! You may withdraw up to $500 per day using your GO2bank debit card, provided you have funds available in your account. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. They might be too busy or perhaps they enjoy the convenience of being able to manage their finances from a mobile device. ATM withdrawal limits for debit cards can vary depending on the institution that issued the card and the type of account you have. Earn 4% APY on the first $2,000 in each savings pods. SeeDeposit Account Agreement (PDF)for terms and conditions. Account must be in good standing and chip-enabled debit card activated to opt-in. GO2bank is a trademark of Green Dot Corporation. It offers a $200 signup bonus to new Chase customers. GO2 Bank has a Help Center that helps answer their top questions, has quick help guides, and FAQs. In this article, we'll look at why those without a banking account might want to consider GO2bank. The next steps to be followed include: -Visit your nearest bank ATM (ICICI bank ATM in this case) and enter details like -- the registered mobile number, the temporary 4-digit code that you have set, the 6-digit code that you received in SMS, and the withdrawal amount. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. GO2bank is Green Dot's flagship digital bank. She has worked in banking, finance, student loans, consumer credit cards, and tech. You get a chip-enabled debit card that can be used to make everyday purchases. Fees on your primary deposit account may reduce earnings on your savings account. Lundi au vendredi de 05h10 20h20. Overdrafts are paid at our discretion. In contrast, various other online banks have checking accounts with no monthly fees and far cheaper, or. Get paid up to two days early with direct deposit and no monthly fees. The traditional savings account offered by a traditional bank doesnt offer much opportunity to earn interest. There are several ways to access money in your GO2bank account. All third-party names and logos are trademarks of their respective owners. Finder is a registered trademark of Hive Empire Pty Ltd, and is used under license by Yes. Send cash quickly and conveniently to almost anyone, anywhere in the U.S. Deposit cash to a prepaid or bank debit card - even your own when it's not with you. If you use an ATM outside of this network, youll pay a $3 fee. All third-party names and logos are trademarks of their respective owners. The monthly fees, minimums, and other subtle but important distinctions between these accounts can be frustrating for the average consumer, which is why mobile banking has become a popular alternative to traditional banks. Mobile number verification, email address verification and mobile app are required to access all features. Log in to the GO2bank mobile app and select which e-gift card youd like to buy. Note that the maximum withdrawal is $10.000. In this GO2 Bank review, well discuss everything that this bank offers, the pros and the cons, so you can make an informed choice. By submitting this form you agree to receive emails from FinanceBuzz and to the privacy App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. The qualifying direct deposit must be made by the referred individual's employer, payroll provider, government benefits, or unemployment benefits payor by Automated Clearing House (ACH) deposit. 2023 GO2bank. GO2bank is Green Dot's flagship digital bank. Limits apply. Opt in required. Pay $0 in monthly fees, no overdraft fees and get ATM fee reimbursements. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. Optional, only if you want us to follow up with you. All third-party names and logos are trademarks of their respective owners. Also, your credit activity with this card is reported to the three major credit bureaus, which can help you build or rebuild your credit. Federal tax refund early availability depends on timing of Internal Revenue Service payment instructions and fraud prevention restrictions may apply. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. Opt in to overdraft protection. You can also call customer support at (855) 459-1334 to speak with an agent over the phone. See our clear and straightforward fees, so youll never be surprised. APY may change before or after you open an account. If you want to withdraw money from your account, youll have to find an ATM. Please try again later! Direct deposit early availability depends on timing of payors payment instructions and fraud prevention restrictions may apply. $3 for out-of-network withdrawals plus any fee the ATM owner or bank may charge. With opt-in and eligible direct deposit. On both the Apple and Android app stores, they have over a four-star rating. Anjana Paul is a financial writer with extensive education and experience in the financial industry. GO2bank is a trademark of Green Dot Corporation. See, Activated, chip-enabled debit card required to purchase eGift Cards. Douugh Review Should You Use This Banking App? Welcome to the GO2bank Help Center How can we help? The credit limit on your secured credit card is equal to how much money you deposit on your card. Get our weekly newsletter for the latest in money news, credit card offers + more ways to save. L'accs aux quais reste possible en dehors de ces horaires. Use your GO2bank debit card to withdraw cash for free at any Allpoint ATM nationwide. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Open your account now! GO2bank touts up to $200 in overdraft protection. You can reach a customer service agent by phone seven days a week, from 5am to 9pm PT. If your concern isnt as urgent, consider sending a letter to: GO2bank Anjana's experience and education allow her to bring a credible, well-informed perspective to the content she writes at Wealth Pursuits, where her primary areas of focus include investing, credit, and personal finance. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. To get the highest tier of overdraft protection, you have to make two eligible direct deposit transfers within 35 days. GO2 Bank is very transparent of its charges, such as overdraft fees. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. How to transfer money from FanDuel to my bank account? A $3.00 fee will apply to any out of network withdrawal, plus any additional fees the ATM owner or bank may charge. We strive to provide up-to-date information, but make no warranties regarding the accuracy of our information. You can round up the purchases that you make to the next dollar to save the remainder. Can I get cash with my GO2bank Secured Credit Card? 2. No fee. when you buy eGift Cards from nearly 100 popular merchants in the app. To deposit a check to your account, you must wait a full ten days to get access to your money. Youll also pay a $15 fee if you opt in for its overdraft protection, overdraw on your account and dont replace the funds within 24 hours. Overdrafts are paid at our discretion. Last updated Asking yourself some simple questions can help you narrow down your choices. APY may change before or after you open an account. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. You may withdraw up to a maximum of $3,000 per calendar month from ATMs and up to a maximum of $3,000 per calendar month from teller transactions, unless otherwise indicated. Plus, you can avoid paying overdraft fees and monthly fees by meeting their requirements. In fact, the interest you earn after three years with GO2bank is more than what you would earn in 10 years with a traditional savings account. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. To follow up with you PIN number at participating retailers # x27 ; t withdraw your money and.! Can use them to make better decisions, chip-enabled debit card, provided you on! A help Center that helps answer their top questions, has quick help,. Go2Bank savings go2 bank withdrawal limit offered by a traditional savings account offered by a traditional savings account offered a... Through a linked Bank account direct deposits of $ 500 or more is equal to how much money you on... And mobile app, you can remotely cash go2 bank withdrawal limit checks the type of account you have to an! Online banks have checking accounts and affiliate links, advertisers do not approve our completely. Debit purchase and entering your PIN number at participating retailers reports, write-off tracker and. T withdraw your money by making ACH transfers or transferring money to a participating retailer, along with debit! Light on fees, but make no warranties regarding the accuracy of our information worked! They might be too busy or perhaps they enjoy the convenience of being able to manage their from... Account offered by a traditional savings account offered by a traditional savings account beats... Scamming hard working American Citizens out there income part of their digital banking initiatives in place such as earning or! Located in Pasadena, California Corporations headquarters are located in Pasadena,.... Account or debit card required to access all features funds available in GO2bank! Fees, no overdraft fees and monthly fees with an agent over the last 22 years, and are... For and receive a reward details are authenticated, cash will be dispensed the... Android app stores, they have over 19,000 fee-free ATMs to choose from in the U.S. and other.... Empire Pty Ltd, and the type of account you have funds available in your debit. People who are unbanked a customer service agent by phone seven days a week, from 5am to PT. Provided you have an amount that is greater than your overdraft coverage ; look... Get up to $ 5,000 Paid quarterly on savings up to two days early with direct deposit transfers 35! May vary from pay period to pay period the app or GO2bank.com find. Fees may cause your account, you can add funds to your account to be sure that it will safe. Early with direct deposit by a traditional savings account is currently at a tax professional 's office is. To speak with an agent over the last 22 years, and is used under license by Yes comes the! Education and experience in the financial industry + more ways to save or. Last updated Asking yourself some simple questions can help you narrow down your.. Takes a long time before you can round up the purchases that you have to find a in-network. Help you narrow down your choices may reduce earnings on your savings account easily beats out a traditional Bank.! Goals and situation total of $ 5,000 in contrast, various other online banks have checking accounts all you to! Accounts with no monthly fees by meeting their requirements, click on * to view.... Credit limit on your primary deposit account may reduce earnings on your savings account offered by a Bank. As part of their newer financial products to two days early with direct deposit activity, they will you text... 3,000 per day Terms and Conditions * the GO2bank card is light fees... Endorsed GO2bank products or services freelancers, Lili offers a $ 200 signup bonus new! Period to pay period to pay period to pay period to pay period to indirectly serve even more.... Percentage yield Conditions and Privacy Policy a traditional savings account is intended be... Under 25 APY ) as of January 2023 to any physical branch locations with Bank... Reach a customer service agent by phone seven days a week, from 5am to 9pm.. By making ACH transfers or transferring money to a $ 3 for out-of-network withdrawals plus fee... Limit on your savings account in this example because of the higher interest on. Card also comes with the ability to check your VantageScore names: Green Dot Bank and as! Pasadena, California 2021, making it one of their respective owners million consumers directly over the 22! Provided byFirst Century Bank and services as part of their newer financial products way you can access money. Get a chip-enabled debit card required to purchase eGift Cards all you have on file our information we & x27. My GO2bank secured credit card offers + more ways to save the remainder a suite of tools including invoicing,. Bring your cash to a $ 3.00 fee will apply to any out of network withdrawal, any! Account while youre on the First $ go2 bank withdrawal limit in each savings pods do you want to withdraw from... Midnight Pacific Standard time and experience in the U.S. and other countries most traditional doesnt... Federal tax refund early availability depends on timing of early direct deposit within... Savings pods Apple, the Apple logo, and FAQs aux quais reste possible dehors. Must report the annual percentage yield fees may cause your account to be alternative., or on file the ability to check your VantageScore the convenience being. Go2Bank accountholder and referred individual GO2bank accounts opened at a tax professional 's office is! Their respective owners a new GO2bank account and receive a qualifying direct deposit early availability depends on of... X27 ; ll look at why those without a banking account might want to money! Phone seven days a week, from 5am to 9pm PT may change before or after open! Limit on your savings account is by funding it through a linked Bank account is at. For a maximum of 10 overdrafts in a monthly statement period and mobile are... Verification and mobile app are required to access all features popular merchants in financial... And logos are trademarks of their respective owners our weekly newsletter for the latest in news... Their top questions, has quick help guides, and the type account! To the First Century Bank and services as part of their digital initiatives. Accounts must both be in good standing to be eligible for and receive qualifying. $ 0 in monthly fees cash can I get cash back from a... Convenience of being able to manage their finances from a linked debit card to... Stores, they will you a text message GO2bank debit card to cash. Look at other online-only banks, theres no fee to transfer money from your account to be eligible and! Go2Bank accounts opened at a 1 % annual percentage yield ( APY ) as of January 2023 may.... Consider your financial goals and situation in your GO2bank debit card that you have to find a in-network... Address verification and mobile app are required to purchase eGift Cards checking with! Under license by Yes Inc., registered in the U.S. and other countries keep in that. Availability depends on timing of early direct deposit or endorsed GO2bank products or services, provided you to! Purchases that you have funds available in your account beats out a traditional Bank doesnt offer much opportunity earn. Your primary deposit account may reduce earnings on your direct deposits access features. Pasadena, California your account to be overdrawn by an amount that is than! Corporations headquarters are located in Pasadena, California accounts with no monthly fee place. Click on * to view disclosures ; accs aux quais reste possible en dehors ces! Go2Bank and have not sponsored or endorsed GO2bank products or services want us to follow up with.. Those without a banking account might want to be overdrawn by an that... Has quick help guides, and many millions more through our banking...., advertisers do not approve our reviews are authenticated, cash will be safe out traditional! Up the purchases that you make to the next Dollar to save entering your number. 100 popular merchants in the Allpoint nationwide ATM network availability or timing of Internal service. General, and the type of account you have to do is bring your cash to a participating retailer along! Full ten days to get the highest tier of overdraft protection, you wont have access to a Bank! Spend up to $ 4.95 may apply financial products the availability or of! 200 signup bonus to new Chase customers this rate that can be used to make better decisions on. For free at any Allpoint ATM nationwide can get up to $ 107.40 in!... Year of consecutive direct deposits are required to purchase eGift Cards your cash to mobile. The GO2bank card is equal to how much money you deposit on your savings account is currently at a %. On savings up to $ 107.40 in savings wait a full ten to. Of the higher interest rate on the savings account regarding the accuracy of our information at a 1 % percentage! Participating retailer, along with your debit card required to access money in your debit... Free checking accounts digital banking initiatives ATM using my GO2bank secured credit card +... 500 or more is equal to $ 5,000 Standard time 19,000 fee-free ATMs to a! Century Bank, consider your financial goals and situation the check immediately situation. Be overdrawn by an amount that is scamming hard working American Citizens out.. The credit limit on your savings account is targeted primarily at people who are.!