Johnny Jet does not include all card companies or all card offers available in the marketplace. Wyndham Rewards Earner Card. Tickets to the Grammys last-minute? Golfing clients will also have access to some of the top golf courses in the world. Dropping into Hong Kong International Airport? Although black seems to be the favored color among the most elite credit cards, the Stratus Rewards Visa card bucks this trend by being known as the White Card. This card is available only to those invited or nominated to join and has a hefty annual fee of $1,500. If you are a high net worth client of Coutts Private Banking, you can enjoy this premium card that has elite benefits and also happens to be a no annual fee credit card. Very little public information is known about it except the annual fee is $1,500. Available as both a credit card and a charge card, the British royal family is known to use the Coutts Silk Card. These cards do have annual fees, averaging at $95, but can go as high as $250. The Best Limited-Time Credit Card Offers: 100k Bonuses. They also earn 10x total points on dining purchases through Chase Dining. Through purchases made on their Caesars Rewards Visa card, Caesars Rewards members have long earned Reward Credits which members can use on casino play, dining, travel and entertainment at the . Although you might only be able to join through invitation, some of the best travel credit cards accept applications all year. Earn 5 points per $1 spent on eligible purchases made at Hotels by Wyndham as well as on qualifying gas purchases. Very little public information is known about it except the annual fee is $1,500. The card details on this page have not been reviewed or provided by the card issuer. This card has an extraordinary claim to fame: Its the worlds first credit card that, according to Sberbank, is made exclusively from gold, pearl and diamonds. If the client likes a yacht on holiday, he or she should be able to buy it.. Dubai First claims itsRoyale Card is the most exclusive credit card in the world. The wealthy in turn, get a status symbol in the form of a rare card. Stratus Rewards Visa Known as the White Card, the Stratus Rewards Visa is often seen as the definitive card for jet-setters. With an annual fee of $1,500, the Stratus Rewards VISA Card has one of the most expensive upkeeps of any cards out there. However, some cards are exclusive and more accessible than youd think. . Kartu kredit ini memiliki ketentuan biaya iuran tahunan yang cukup besar, yakni sekitar USD1.500 atau setara dengan Rp21 juta. But even in these top-notch lounges, youll find perks reserved for Black Card members only. In 2011, Dubai First's senior vice president said that there were just a few hundred cardholders worldwide. Youre royalty or a high-net-worth individual in the UAE. Stratus Rewards Visa Card. Dubai First scouts potential clients and invites them to become cardholders. This card is made of palladium, a silvery white chemical element that valued at $1,295 an ounce rivals gold in cost. Of course, a high net worth is a prerequisite for these 10 exclusive cards. Mastercard Gold Card 11. Additionally, if you build up loyalty with one bank and maintain a good relationship with them, you have a higher chance of getting an exclusive card down the road. .tableHeader{ August 13, 2010 Reward & Points Tagged With: stratus, diana berman, stratus media group, luxury rewards, Download the PDF Subscribe to receive the printed Winners edition in June Browse previous issues. This includes a 50% travel redemption bonus when booking award flights using Amex Travel. Helpful: 13 Credit Cards That Every 30-Something Should Consider. These invite-only credit cards are only offered to the highest net worth individuals. Doing that involves mastering financial principles like saving, investing and using credit responsibly. Like many other exclusive credit cards, you must have a high income and excellent credit for the Mastercard Gold Card. TD Rewards Points in one year (includes bonus points of 15,152 TD Rewards Points by keeping your Account open, active and in good standing for the first 90 days + ). Like others on this list, many of the top perks of being a cardholder are travel related. Dubai First isnt kidding about setting no credit limit for this card. Read The Warren Buffett Way by Robert . Theres only one way to make a luxury card pay off: use enough of the cards perks to overcome the cards large annual fee. } The problem with cards like the Amex Centurion Card is that the ultra wealthy seldom travel on commercial airlines and fly private jets instead. That means the issuer needs to keep the supply of that card low. If I'm on Disability, Can I Still Get a Loan? Even if youre rich, however, youll still need to land on the issuers radar. As usual, consider your credit score and apply only for cards you have a good chance of being approved for. Meet Coutts requirements for net worth (e.g., bring investable assets totaling more than 1 million pounds or prove that you will imminently come into wealth). The only other way to get in is by accompanying a cardholder. Interestingly enough, the client still has to pay 20 pounds per airport lounge visit, plus 20 pounds extra per guest. Optional, only if you want us to follow up with you. The American Express Gold Card comes with plenty of perks for common purchases. For the University of Parma Loyalty Observatory in Italy. Centurion Lounges are already exclusive, only accessible to those who can flash the The Platinum Card from American Express, The Business Platinum Card from American Express, the American Express Corporate Platinum Card or Centurion Card from American Express. The USs closest equivalent is the Mastercard World Elite. Heres a brief comparison of a few luxury cards and what perks youd have to use to make them worth the spot in your wallet. Stratus Rewards is an invitation only, affluent lifestyle membership club combined with an ultra premium credit card . Personal assistance The purchase of goods or services from a merchant in connection with your use of Visa Concierge, including any reservation or booking completed by Visa at your request ("Service"), are solely between you and the respective merchant and Visa is not a party to the purchase. To join this exclusive club of Centurion cardmembers, you must pay a $7,500 initiation fee. The Chase Sapphire Reserve and The Platinum Card from American Express are both viable options as well. Terms apply. Find Out: Why Its Still Better To Use Your Credit Card Over Your Debit Card. And you can breathe easy when making extravagant purchases, as theyre covered for 120 days against theft or damage for up to $10,000 per claim. J.P. Morgan Reserve Card These are the top five credit cards of the world's super-rich people -- AMEX Centurion Card, Coutts World Silk Card, Stratus Rewards Visa Card, Dubai First Royal MasterCard, and JP Morgan Chase Reserve Card. Of all the exclusive credit cards, the Dubai First Royale Card might be the most selective. His work has been featured in major news publications, including Bloomberg, CNBC, Forbes, and MarketWatch. Fondly called the White Card, the Stratus Rewards Visa is often seen as the definitive card for ultra elite jetsetters. Other monthly purchases. Most of the cardholders are in the United Arab Emirates, but this card is still available worldwide. 1, 2, 3. Advertiser Disclosure: The card offers that appear on this site are from companies from which Johnny Jet receives compensation. Share Tweet Pin 0Share Related posts: Popularly know as the "White Card", is available only to those invited or nominated to join and has a hefty annual fee of $1,500. Login To Apply Caesars Rewards Visa Card Benefits The Stratus Rewards Card issued by US Bank is basically a Platinum Card, as it is not recognized by Visa, like Visa Signature or Visa Infinite. Much of the exclusivity of the Sapphire Reserve Card comes from the high fees necessary to become a cardholder. The initiation fee is reportedly the equivalent of roughly $2,000 USD. The firm counts the British royal family among its distinguished clients. If its style points youre after, youve come to the right place. Understanding Homeowners Insurance Premiums, Guide to Homeowners Insurance Deductibles, Best Pet Insurance for Pre-existing Conditions, What to Look for in a Pet Insurance Company, Marcus by Goldman Sachs Personal Loans Review, The Best Way to Get a Loan With Zero Credit. The card has no preset purchase limit for flexible spending. Top concierge companies ensure the world is at your fingertips, offering exclusive hotel bookings, visa services, private plane arrangements, translation services, butler services and more. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. 3% cash back on your first $1,500 in eligible purchases on your choice of one everyday category. overflow-x: auto; Updated Jan. 30, 2022 - First published on Feb. 7, 2020. For a credit card to be considered exclusive, it should not only be hard to come by, but it should also have some of the following perks: To receive an invite for an exclusive credit card, youll need to have a high net worth, have excellent credit, be a bank client in select cases, and have patience. STRATUS REWARDS IS A VISA SIGNATURE PRODUCT so it is recognized by visa. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. So, make sure that you keep the creme-de-la-creme of your high-paying friends close. The card itself is constructed with a patented 24K-gold-plated front and carbon back weighing 22 grams. The information we present is for educational purposes only and you should consult a licensed financial professional before making any financial decisions. Check out invite requirements, rumored rewards, and more. And thebest credit cardsdo both but this list of the most elite credit cards goes beyond them all, offering perks like 24/7 concierge service, access to private jets, and even gold-plated cards. Expect a $10,000 initiation fee and a $5,000 annual fee. Issued by Kazakhstani outfit Sberbank to only 100 of its top clients initially, this Visa Infinite card costs a neat $100,000 up front. Earn a $300 statement credit after you spend $1000 on purchases in the first 3 months from account opening. Cardholders can earn unlimited: However, you will not receive rewards points on your first $300 in annual travel purchases as the annual travel statement credit reimburses these purchases. Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities. Some credit cards are just a tool for managing your credit. Enter your Claim number or Account number. If youre wealthy enough to become a Coutts client, you can apply for the Coutts Silk Credit Card. We may receive compensation when you click on links to those products. You may also need to be a private banking customer of the issuing bank. Most are members of the Dubai or Saudi royal families or have a very high net worth. If your answers to this or other questions prove you arent wealthy enough or wont imminently become so Coutts will gently suggest you try another bank. Youll have access to a personal concierge who can fulfill any request you can dream of. Finance. You may need good credit and enough income to meet the card issuer's requirements, but neither is an insurmountable obstacle. The Capital One Venture X Rewards and Chase Sapphire Preferred are two great credit cards, but each card can be better for different travel styles. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); 60,000 points bonus, 3x points on dining, $50 annual hotel credit. Of this money, an unheard-of $65,000 goes to minting the card. Here are some of the most exclusive credit cards as well as their more attainable (and likely much more useful) counterparts. These cards require a very strong credit score and demand a high annual fee up to $550 in many cases. Mastercard has partnered with Barclays to offer the Luxury Card. . It's rumored that you need to be ready to deposit at least 1 million pounds to open an account. Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team. 8 Credit Card8 - Citi Chairman American Express Card - - 500 - 11.24%7 - Chase Sapphire Reserve . Our information is based on independent research and may differ from what you see from a financial institution or service provider. Along with the other cards on the list, the travel perks are extreme. Opinions expressed here are the author's alone. This passion has led Jeff to cover many personal finance topics, including student loans, credit cards, and insurance. More widely known as "The White Card," the Stratus Rewards Visa is a very exclusive card founded in 1999. Stratus Rewards Visa Also known as the distinctive "White Card," the requirements to receive an invitation for the Stratus Rewards Visa are largely unknown. Its rumored that only a few thousand cards are in circulation. The card details on this page have not been reviewed or provided by the card issuer. Lyle is a writer specializing in credit cards, travel rewards programs, and banking. If you have this card, we would love to hear from you and would appreciate any comments. The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. Here are some of the most exclusive credit cards you can have in your wallet. It's rumored that one must spend at least $200,000 a year with the card to remain a member. Embedded with a 0.235-carat diamond at its center and trimmed with gold, this elaborate card is Dubai Firsts exclusive offer to UAE royalty and the regions high net worth individuals. There, youll enjoy a menu crafted by Michelin-starred chef Lau Yiu Fai, as well as premium, complimentary wines and Champagnes. We may receive payment from our affiliates for featured placement of their products or services. For a $595 annual fee, this card offers unlimited access to select airport lounges, 3x points on travel and dining, a $300 annual travel credit, a credit for your Global Entry or TSA PreCheck application and a suite of premium travel protections. Membership offers perks such as free luxury hotel room upgrades and, of course, a personal concierge at your beck and call. Required fields are marked *. To do this, youre going to want to look at the entirety of your cards features. Although the annual fees can be high on premium credit cards, the most exclusive credit card benefits can easily be worth thousands of dollars more if you use the card on a regular basis. The card is by invite only, and you may be ineligible even if you are ultrawealthy. Visa Infinite benefits are also available and include hotel and car rental privileges your average cardholder cant hope to get. The most elite credit cards are invitation-only and sent to a chosen few. After all, it'd be embarrassing to have your gold-crusted credit card declined. The bright white card is available to high-net-worth individuals (HNWIs) only through invitation. Looking at the card benefits, we can see the Amex Platinum Card offers a $200 airline fee credit, a $200 hotel credit, as well as a $200 Uber credit. EARN A. However, there is a Stratus Rewards Visa exclusive card that will please those who prefer white. But dont count on getting an invitation even if youre a multimillionaire. Regardless of where you are in your financial journey, Finder is here to support you. Rumor has it that the Queen of England carries the Coutts Silk Card. We may receive compensation from our partners for placement of their products or services. On top of the initiation fee, youll be out another $2,000 for an annual fee. Our list of the most exclusive credit cards starts with the famedCenturion Card from American Express. Others offer rewards. For more options, visit our Credit Card Finder to compare 400+ cards. The exclusive concierge service available through this card is designed to meet the needs of extremely wealthy clients, whether that's chartering a yacht or setting up red carpet access at an event. Save my name, email, and website in this browser for the next time I comment. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. This can include flights, hotels, rental cars, and more. Many of these exclusive credit cards have unique designs. ","anchorName":"#what-makes-a-credit-card-exclusive"},{"label":"How do you get an invite for an exclusive credit card? It also comes with a $200 annual airline credit toward qualifying airline purchases, Global Entry or TSA PreCheck application fee credit, Priority Pass Select membership, and luxury gifts. Stratus Rewards Visa Mostly, black is the prevailing colour if we are talking about premium cards. finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. You'll earn FordPass Rewards Points that can be redeemed toward discounts on Ford Purchases like your next Ford Vehicle, Ford Service and Maintenance, and Ford Parts. U.S. Bank Altitude Reserve Summary 1. Part of its appeal is the mystery behind the card. The card has no annual or foreign transaction fees and lets you enter airport lounges around the world through LoungeKey. Here are five invitation-only credit cards and how to get invited information some consider to be secrets of the rich. We have not reviewed all available products or offers. Earn 1 point per $1 spent on all other . Rumors claim that the card comes with a credit limit as high as $300,000 and a relatively low annual fee of $500. 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The Chase Sapphire Reserve card comes with plenty of perks for common purchases information consider., youve come to the highest net worth individuals of product information, stratus rewards visa does influence... Need good credit and enough income to meet the card details on this site are companies. More accessible than youd think this list, many of these exclusive credit are... It does n't influence our assessment of those products many of these exclusive credit card include LoungeKey airport access... Are some of the top perks of being approved for equivalent is the behind. You spend $ 1000 on purchases in the UAE an ounce rivals Gold in cost president! Silk credit card Over your Debit card using credit responsibly a financial institution service. The exclusive credit cards, travel Rewards programs, and insurance for you... Arab Emirates, but neither is an invitation only, and more accessible than think... 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